We provide professional mortgage services

  • Home Purchases & Refinances

  • Tailored Mortgage Solutions: We offer personalized mortgage services designed to meet the unique needs of each client, ensuring you find the perfect mortgage solution for your home purchase or refinancing needs.

  • Expert Guidance: Our team of experienced mortgage professionals provides expert guidance every step of the way, from application to closing, to make the mortgage process as smooth and stress-free as possible.

  • Competitive Rates: We work with a wide network of lenders to offer competitive mortgage rates, helping you secure the best possible terms for your home loan.

  • Transparent Communication: We believe in transparent communication, keeping you informed and updated throughout the mortgage process so you always know where you stand.

  • Streamlined Process: Our efficient and streamlined process means less paperwork and faster approvals, getting you closer to homeownership with minimal hassle.

  • Comprehensive Services: Whether you're a first-time homebuyer, refinancing your current mortgage, or exploring investment properties, we offer a comprehensive range of mortgage services to meet your needs.

  • Dedicated Support: Our dedicated team is committed to providing exceptional customer service, offering prompt assistance and support whenever you need it.

  • Local Expertise: With in-depth knowledge of the local real estate market, we can provide valuable insights and advice to help you make informed decisions about your mortgage options.

  • Flexible Options: We understand that every situation is unique, which is why we offer flexible mortgage options tailored to your specific financial goals and circumstances.

  • Client Satisfaction: Our priority is your satisfaction. We measure our success by the success of our clients, and we're dedicated to helping you achieve your homeownership dreams.

Benefits of Working with our Broker

Testimonials

  • Ben Le

    “I had a great experience working with Timothy. As a first time buyer, he was very patient and taught me and my partner a lot. It's good to ask a lot of questions.

    His team was very helpful and helped us throughout the process. I am very grateful for helping me get a house.”

  • Lisa Luu

    Timothy is my go to refinance agent in the last 10 years. There are many others out there, but no one come close to his service. Timothy and his team are quick, make things simple, and always get us exactly what we are shopping for. We've refinanced a handful of times with him and will trust no other to do the job right!

    Thank you Timothy for over 10 years of repeated outstanding services!

  • Thy Do

    This review is a year late, but thank you Timothy for helping me countless of times when I needed guidance. Helped my dad refinanced the house. Helped my dad transferred the house to my name. When that happened, it was after Feb 16, 2021 when prop 58 ended. Timothy helped me file paper work. When the county didn’t have it in their system, Timothy told me what to do and where to go and what to say. One day when I’m ready, he’ll be helping me purchase a home.

  • Thuy Pham

    Positive: Professionalism, Quality, Responsiveness, Value

    Timothy Chau did an outstanding job refinancing with my domestic partner our San Jose home property. Timothy is extremely knowledgeable in mortgage affairs and he was always happy to explain things that we did not understand. He walked us through the process with calm and confidence. We always felt he held our better interest first and foremost. Timothy always promptly responded to our email and texts. Timothy Chau with Quicken Loan are highly recommended.

  • Harry H

    Timothy and Tong were a tremendous help with the refinance process. They were both very responsive throughout the entire transaction and got my loan completed in record time. Highly recommend their services to everyone. Thank you T&T!

  • Daniel Toy

    Positive: Professionalism, Quality, Responsiveness, Value

    Excellent Service on our recent 15 Year Refinance of Home Loan in August 2021. Definitely recommend Timothy for your home refinance needs. He's Reliable and readily available answering any questions you may have and guiding you through the entire process.

  • Sabina Vazquez

    Positive: Professionalism, Quality, Responsiveness, Value

    We have worked with Timothy Chau on all of our home sales and purchases, and loan refinancing. We continue to work with Tim because he is professional, friendly, kind, patient, and takes the time to explain everything in great detail. He makes sure you understand every step of the way and answers all of your questions. Tim is a wealth of knowledge when it comes to real estate and loans. We continue to work with Tim and his team because of all of these reasons.

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